Skip to Navigation

Call 01202 311331 or email info@independenceassured.com

Mortgages and property

The guides listed here provide information on mortgages and interest rates, investing in property and insurance policies for mortgages. Our calculators will help you estimate how much you can borrow and whether a repayment or investment mortgage might be more suitable.

Types of interest rate

The interest rate element of a mortgage is the most important to consider, and there are many different types available.

Read more »

The early repayment charge

It is very important to understand what, if any, charges, might apply should you wish to change your mortgage in the early years.

Read more »

The higher lending charge

Some lenders may ask for an additional fee from those wanting to borrow a high percentage of a property's value to cover the higher risk that they may not get all their money back should something go wrong.

Read more »

The repayment of capital

There are many ways to repay the capital you borrow in a mortgage.

Read more »

Accelerated Repayment Calculator

Accelerated Repayment Calculator.

Read more »

The effect on payments of the interest rate

How interest rates affect the cost of a mortgage.

Read more »

Repayment Mortgage vs Investment Based Mortgage Calculator

This calculator allows you to explore the relative advantages and disadvantages of each payment method, given your attitude to future growth and risk.

Read more »

Maximum Borrowing Calculator

(Maximum Borrowing Calculator) - this simply indicates the main income multiples used by lenders when deciding whether or not to offer you a mortgage.

Read more »

Repayment Mortgage Calculator

Shows interest, principal and balance figures

Read more »

Loan Calculator - Monthly Payment and Total Cost

Monthly and total costs for an APRC based HP or Credit Agreement.

Read more »

Property

Property is a very popular form of investment, but there are many risk aspects and warnings to consider first.

Read more »

Real Estate Investment Trusts (REITS)

Real Estate Investment Trusts (REITS) enable investors to gain exposure to the property sector, in particular the "rental portfolio" sector (as opposed to the development/construction aspects).

Read more »

Give us a call on

Independence Assured © 2017